As a motorcyclist, you are required by law to buy auto insurance. There are many factors that affect insurance rates, such as age, driving history and even your credit score. Unfortunately for the young, or those who were young once, these aren’t things you can do much about. However, there are a few things you can do today that will help lower those rates:

– Take a Motorcycle Safety Foundation (MSF) course or Military Safety Course

– Join a group such as the  American Motorcycle Association, BMW Motorcycle Owners of America, Gold Wing Road Riders Association, Gold Wing Touring Association, Harley Owners Group, Motorcycle Safety Foundation or Venture Touring Society

– If you haven’t already bought your ride, look for a small or midsize commuter-type motorcycle as opposed to a high-horsepower racer